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Credit Ratings for key Citi companies in Japan

(As of December 15, 2011)

  Moody's S&P R&I JCR
Citigroup Japan Holdings Corp. Baa1* A-* A* A-
Citigroup Global Markets Japan Inc. Baa1* - A* -
  Moody's S&P Fitch
Citibank Japan Ltd. Long-term deposit A2* A* A

(*) Outlook Negative.